B_FZ Financial intermediation

University of Finance and Administration
Summer 2024
Extent and Intensity
2/2/0. 6 credit(s). Type of Completion: zk (examination).
Teacher(s)
doc. Ing. Jitka Veselá, Ph.D., MBA (seminar tutor)
Guaranteed by
doc. Ing. Jitka Veselá, Ph.D., MBA
Department of Finance – Departments – University of Finance and Administration
Contact Person: Dita Egertová
Timetable of Seminar Groups
B_FZ/cFPH: Tue 10:30–11:14 E404, Tue 11:15–12:00 E404, J. Veselá
B_FZ/pFPH: Tue 8:45–9:29 E404, Tue 9:30–10:15 E404, J. Veselá
B_FZ/vFPH: Fri 16. 2. 14:00–15:30 E309, 15:45–17:15 E309, Sat 16. 3. 9:45–11:15 E309, 11:30–13:00 E309, Fri 5. 4. 14:00–15:30 E309, 15:45–17:15 E309, J. Veselá
Prerequisites (in Czech)
B_KBa Commercial Banking
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
The course deals with the issue of financial services and financial intermediation. The aim of the course is to explain the position and activities of sellers of financial instruments and products, the conditions of their existence and activities in the Czech Republic, the EU and in third countries. It contains both an explanation of the intermediation financial products, but also the market with investment instruments. Attention will be paid to the very position of financial intermediaries.
Learning outcomes
After completing the course, the student will be able to:- to orientate in the field of intermediary services and products on the financial markets,- be aware of proficiency tests,- apply the approach to the client in the mediation of financial products,- become familiar with the legislation of basic mediation services.
Syllabus
  • 1. Financial market, its structure and subjects, basic concepts. 2. Financial services, theoretical definition of supply and demand. 3. Consumer protection. 4. The Czech National Bank as a financial market supervisory authority. 5. Investment intermediaries and advisers. 6. Insurance intermediaries. 7. Distribution of supplementary pension savings products. 8. Consumer credit intermediaries and deposit products. 9. Securities dealers, major and additional investment services. 10. Information asymmetry, principles of portfolio diversification. 11. Psychological factors affecting the choice of financial products. 12. Possibilities of further development of financial intermediation in the conditions of the financial market of the Czech Republic, professional discussion.
Literature
  • ŠENKÝŘOVÁ, Bohuslava. Bankovnictví I (Banking I). 3. aktualizované vyd. Praha: Bankovní akademie, a.s., 2002, 199 pp. ISBN 80-238-9271-1. info
  • VESELÁ, Jitka. Investování na kapitálových trzích. 1. vyd. Praha: Wolters Kluwer, 2019. ISBN 978-80-7598-212-4.
  • VOSTATEK, Jaroslav. Penzijní teorie a politika. 1. Vydání. Praha: C. H. Beck, 2016. Beckova edice ekonomie. ISBN 978-80-7400-571-8.
  • BUDÍK, Josef. Finanční investování. 1. vydání. Praha: Vysoká škola finanční a správní, o.p.s., 2011. 196 s. Edice EUPRES. ISBN 978-80-7408-047-0.
  • ČERVENKA, Miroslav, Dagmar IRCINGOVÁ a Miroslav ŠKVÁRA. Spotřebitelské úvěry. 2017. Praha: Miroslav Škvára. ISBN 978-80-904823-4-0.
  • Zákon č. 170/2018 Sb., o distribuci pojištění a zajištění
  • REJNUŠ, Oldřich. Finanční trhy. Grada, 2014. 768 s. ISBN 978-80-247-3671-6.
  • Zákon č. 256/2004 Sb.Zákon o podnikání na kapitálovém trhu, aktuální znění 29.05.2022.31.12.2024
Teaching methods
Lectures, exercises.
Assessment methods
The prerequisite for taking the exam is obtaining a credit according to the requirements of the lecturer and trainer (presentation on a selected topic, preparation of an independent paper on a given topic, oral exam). Exam: oral exam from a range of selected questions and discussion of the seminar paper.
Language of instruction
Czech
Further comments (probably available only in Czech)
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 12 hodin KS/semestr.
The course is also listed under the following terms Summer 2021, Summer 2022, Summer 2023, Summer 2025.
  • Enrolment Statistics (Summer 2024, recent)
  • Permalink: https://is.vsfs.cz/course/vsfs/summer2024/B_FZ