B_PSt Payments

University of Finance and Administration
Summer 2025
Extent and Intensity
0/2/0. 3 credit(s). Type of Completion: z (credit).
Guaranteed by
Ing. Marcela Soldánová, DBA
Department of Finance – Departments – University of Finance and Administration
Contact Person: Dita Egertová
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of the Payment System and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Learning outcomes
Upon completion of the course the student will be able to: - explain the nature of payment services and payment transactions, - explain the terms of payment structure, - process a payment order for non-documentary payment transactions, - apply payment procedures in practice to banks and businesses, - apply the established procedures in cross-border and inland payments and foreign payment systems - apply Consumer Protection on Finance Market on common base
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
  • zákon č. 370/2017 Sb., o platebním styku
  • Zákon č. 21/1992 Sb., o bankách
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
  • SCHLOSSBERGER, Otakar. Základní platební účet - výhoda, nebo standard? Bankovnictví. Praha: 4H production, s. r. o., 2023, 6/2023, s. 46-47. ISSN 1212-4273.
  • SCHLOSSBERGER, Otakar a Josef BUDÍK. The SEPA Project as a Tool for European Integration in Payment System. In Staníčková, M., L. Melecký, E. Kovářová a nd K. Dvorková. Proceedings of the 4th International Conference on European Integration 2018. 1. vyd.
  • SCHLOSSBERGER, Otakar. Účet se základními prvky – riziko nebo přínos? Český finanční a účetní časopis, Praha: Vysoká škola ekonomická v Praze, 2016, roč. 1/2016, č. 1, s. 99-116. ISSN 1802-2200.
  • ÚZ č. 1495 - Platební styk, oběh hotovosti, směnárny, finanční arbitr. Ostrava: Sagit, a. s., 192 stran ISBN: 978-80-7488-535-8
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 75% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 12 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2015, Winter 2016, Winter 2017, Winter 2018, Winter 2019, Winter 2020, Summer 2022, Summer 2023, Summer 2024.

B_PSt Payments

University of Finance and Administration
Summer 2024
Extent and Intensity
0/2/0. 3 credit(s). Type of Completion: z (credit).
Teacher(s)
Ing. Marcela Soldánová, DBA (seminar tutor)
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Dita Egertová
Timetable of Seminar Groups
B_PSt/vFPH: Fri 2. 2. 17:30–19:00 E309, 19:15–20:45 E309, Fri 16. 2. 17:30–19:00 E309, 19:15–20:45 E309, Fri 15. 3. 17:30–19:00 E309, 19:15–20:45 E309, M. Soldánová
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of the Payment System and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Learning outcomes
Upon completion of the course the student will be able to: - explain the nature of payment services and payment transactions, - explain the terms of payment structure, - process a payment order for non-documentary payment transactions, - apply payment procedures in practice to banks and businesses, - apply the established procedures in cross-border and inland payments and foreign payment systems - apply Consumer Protection on Finance Market on common base
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
  • zákon č. 370/2017 Sb., o platebním styku
  • SCHLOSSBERGER, Otakar. Účet se základními prvky – riziko nebo přínos? Český finanční a účetní časopis, Praha: Vysoká škola ekonomická v Praze, 2016, roč. 1/2016, č. 1, s. 99-116. ISSN 1802-2200.
  • SCHLOSSBERGER, Otakar. Základní platební účet - výhoda, nebo standard? Bankovnictví. Praha: 4H production, s. r. o., 2023, 6/2023, s. 46-47. ISSN 1212-4273.
  • SCHLOSSBERGER, Otakar a Josef BUDÍK. The SEPA Project as a Tool for European Integration in Payment System. In Staníčková, M., L. Melecký, E. Kovářová a nd K. Dvorková. Proceedings of the 4th International Conference on European Integration 2018. 1. vyd.
    not specified
  • ÚZ č. 1495 - Platební styk, oběh hotovosti, směnárny, finanční arbitr. Ostrava: Sagit, a. s., 192 stran ISBN: 978-80-7488-535-8
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 75% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 12 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2015, Winter 2016, Winter 2017, Winter 2018, Winter 2019, Winter 2020, Summer 2022, Summer 2023, Summer 2025.

B_PSt Payments

University of Finance and Administration
Summer 2023
Extent and Intensity
0/2/0. 3 credit(s). Type of Completion: z (credit).
Teacher(s)
doc. JUDr. Ing. Otakar Schlossberger, Ph.D. (seminar tutor)
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Ivana Plačková
Timetable of Seminar Groups
B_PSt/vFPH: Fri 3. 2. 14:00–15:30 E227, 15:45–17:15 E227, Fri 17. 2. 17:30–19:00 E227, 19:15–20:45 E227, Sat 4. 3. 9:45–11:15 E305, 11:30–13:00 E305, O. Schlossberger
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of the Payment System and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Learning outcomes
Upon completion of the course the student will be able to: - explain the nature of payment services and payment transactions, - explain the terms of payment structure, - process a payment order for non-documentary payment transactions, - apply payment procedures in practice to banks and businesses, - apply the established procedures in cross-border and inland payments and foreign payment systems - apply Consumer Protection on Finance Market on common base
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
  • zákon č. 370/2017 Sb., o platebním styku
  • SCHLOSSBERGER, Otakar. Účet se základními prvky – riziko nebo přínos? Český finanční a účetní časopis, Praha: Vysoká škola ekonomická v Praze, 2016, roč. 1/2016, č. 1, s. 99-116. ISSN 1802-2200.
  • SCHLOSSBERGER, Otakar a Josef BUDÍK. The SEPA Project as a Tool for European Integration in Payment System. In Staníčková, M., L. Melecký, E. Kovářová a nd K. Dvorková. Proceedings of the 4th International Conference on European Integration 2018. 1. vyd.
    not specified
  • ÚZ č. 1495 - Platební styk, oběh hotovosti, směnárny, finanční arbitr. Ostrava: Sagit, a. s., 192 stran ISBN: 978-80-7488-535-8
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 75% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 12 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2015, Winter 2016, Winter 2017, Winter 2018, Winter 2019, Winter 2020, Summer 2022, Summer 2024, Summer 2025.

B_PSt Payments

University of Finance and Administration
Summer 2022
Extent and Intensity
0/2/0. 3 credit(s). Type of Completion: z (credit).
Teacher(s)
Ing. Marcela Soldánová, DBA (seminar tutor)
Guaranteed by
Ing. Marcela Soldánová, DBA
Department of Finance – Departments – University of Finance and Administration
Contact Person: Dita Egertová
Supplier department: Department of Finance – Departments – University of Finance and Administration
Timetable of Seminar Groups
B_PSt/vFPH: Fri 18. 2. 17:30–19:00 E305, 19:15–20:45 E305, Fri 18. 3. 17:30–19:00 E305, 19:15–20:45 E305, Fri 1. 4. 17:30–19:00 E305, 19:15–20:45 E305, M. Soldánová
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of the Payment System and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Learning outcomes
Upon completion of the course the student will be able to: - explain the nature of payment services and payment transactions, - explain the terms of payment structure, - process a payment order for non-documentary payment transactions, - apply payment procedures in practice to banks and businesses, - apply the established procedures in cross-border and inland payments and foreign payment systems - apply Consumer Protection on Finance Market on common base
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
  • zákon č. 370/2017 Sb., o platebním styku
  • ÚZ č. 1299 - Platební styk, oběh hotovosti, směnárny, finanční arbitr
  • SCHLOSSBERGER, Otakar a Josef BUDÍK. The SEPA Project as a Tool for European Integration in Payment System. In Staníčková, M., L. Melecký, E. Kovářová a nd K. Dvorková. Proceedings of the 4th International Conference on European Integration 2018. 1. vyd.
  • SCHLOSSBERGER, Otakar. Účet se základními prvky – riziko nebo přínos? Český finanční a účetní časopis, Praha: Vysoká škola ekonomická v Praze, 2016, roč. 1/2016, č. 1, s. 99-116. ISSN 1802-2200.
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 75% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 12 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2015, Winter 2016, Winter 2017, Winter 2018, Winter 2019, Winter 2020, Summer 2023, Summer 2024, Summer 2025.

B_PSt Payments

University of Finance and Administration
Winter 2020
Extent and Intensity
2/0. 3 credit(s). Type of Completion: z (credit).
Teacher(s)
Ing. Vladimír Ezr, CSc. (seminar tutor)
doc. JUDr. Ing. Otakar Schlossberger, Ph.D. (seminar tutor)
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná
Supplier department: Department of Finance – Departments – University of Finance and Administration
Timetable of Seminar Groups
B_PSt/pBPH: Thu 12:15–12:59 S22, Thu 13:00–13:45 S22, O. Schlossberger
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of payment products and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Learning outcomes
Upon completion of the course the student will be able to: - explain the nature of payment services and payment transactions, - explain the terms of payment structure, - process a payment order for documentary and non-documentary payment transactions, - Apply payment procedures in practice to banks and businesses, - Apply the established procedures in cross-border and inland payments and foreign payment systems.
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
  • zákon č. 370/2017 Sb., o platebním styku
  • ÚZ č. 1299 - Platební styk, oběh hotovosti, směnárny, finanční arbitr
  • SCHLOSSBERGER, Otakar a Josef BUDÍK. The SEPA Project as a Tool for European Integration in Payment System. In Staníčková, M., L. Melecký, E. Kovářová a nd K. Dvorková. Proceedings of the 4th International Conference on European Integration 2018. 1. vyd.
  • SCHLOSSBERGER, Otakar. Účet se základními prvky – riziko nebo přínos? Český finanční a účetní časopis, Praha: Vysoká škola ekonomická v Praze, 2016, roč. 1/2016, č. 1, s. 99-116. ISSN 1802-2200.
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 60% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
Information on completion of the course: ISP
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 6 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2015, Winter 2016, Winter 2017, Winter 2018, Winter 2019, Summer 2022, Summer 2023, Summer 2024, Summer 2025.

B_PSt Payments

University of Finance and Administration
Winter 2019
Extent and Intensity
2/0. 3 credit(s). Type of Completion: z (credit).
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná
Supplier department: Department of Finance – Departments – University of Finance and Administration
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of payment products and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Learning outcomes
Upon completion of the course the student will be able to: - explain the nature of payment services and payment transactions, - explain the terms of payment structure, - process a payment order for documentary and non-documentary payment transactions, - Apply payment procedures in practice to banks and businesses, - Apply the established procedures in cross-border and inland payments and foreign payment systems.
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
  • zákon č. 370/2017 Sb., o platebním styku
  • ÚZ č. 1299 - Platební styk, oběh hotovosti, směnárny, finanční arbitr
  • SCHLOSSBERGER, Otakar a Josef BUDÍK. The SEPA Project as a Tool for European Integration in Payment System. In Staníčková, M., L. Melecký, E. Kovářová a nd K. Dvorková. Proceedings of the 4th International Conference on European Integration 2018. 1. vyd.
  • SCHLOSSBERGER, Otakar. Účet se základními prvky – riziko nebo přínos? Český finanční a účetní časopis, Praha: Vysoká škola ekonomická v Praze, 2016, roč. 1/2016, č. 1, s. 99-116. ISSN 1802-2200.
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 60% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
Information on completion of the course: ISP
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 6 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2015, Winter 2016, Winter 2017, Winter 2018, Winter 2020, Summer 2022, Summer 2023, Summer 2024, Summer 2025.

B_PSt Payments

University of Finance and Administration
Winter 2018
Extent and Intensity
2/0. 3 credit(s). Type of Completion: z (credit).
Teacher(s)
Ing. Josef Budík, CSc. (lecturer)
doc. JUDr. Ing. Otakar Schlossberger, Ph.D. (seminar tutor)
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná
Supplier department: Department of Finance – Departments – University of Finance and Administration
Timetable of Seminar Groups
B_PSt/pBPH: Wed 8:45–9:29 E024, Wed 9:30–10:15 E024, O. Schlossberger
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of payment products and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Learning outcomes
Upon completion of the course the student will be able to: - explain the nature of payment services and payment transactions, - explain the terms of payment structure, - process a payment order for documentary and non-documentary payment transactions, - Apply payment procedures in practice to banks and businesses, - Apply the established procedures in cross-border and inland payments and foreign payment systems.
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
  • zákon č. 370/2017 Sb., o platebním styku
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
  • SCHLOSSBERGER, Otakar a Josef BUDÍK. The SEPA Project as a Tool for European Integration in Payment System. In Staníčková, M., L. Melecký, E. Kovářová a nd K. Dvorková. Proceedings of the 4th International Conference on European Integration 2018. 1. vyd.
  • ÚZ 1255 - Platební styk, oběh hotovostí....
  • SCHLOSSBERGER, Otakar. Účet se základními prvky – riziko nebo přínos? Český finanční a účetní časopis, Praha: Vysoká škola ekonomická v Praze, 2016, roč. 1/2016, č. 1, s. 99-116. ISSN 1802-2200.
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 60% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
Information on completion of the course: ISP
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 6 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2015, Winter 2016, Winter 2017, Winter 2019, Winter 2020, Summer 2022, Summer 2023, Summer 2024, Summer 2025.

B_PSt Payments

University of Finance and Administration
Winter 2017
Extent and Intensity
2/0. 3 credit(s). Type of Completion: z (credit).
Teacher(s)
doc. JUDr. Ing. Otakar Schlossberger, Ph.D. (seminar tutor)
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná
Supplier department: Department of Finance – Departments – University of Finance and Administration
Timetable of Seminar Groups
B_PSt/pBPH: Wed 12:15–12:59 E125, Wed 13:00–13:45 E125, except Wed 11. 10. ; and Mon 16. 10. 8:45–10:15 E126, O. Schlossberger
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of payment products and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Learning outcomes
Upon completion of the course the student will be able to: - explain the nature of payment services and payment transactions, - explain the terms of payment structure, - process a payment order for documentary and non-documentary payment transactions, - Apply payment procedures in practice to banks and businesses, - Apply the established procedures in cross-border and inland payments and foreign payment systems.
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 60% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
Information on completion of the course: ISP
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 6 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2015, Winter 2016, Winter 2018, Winter 2019, Winter 2020, Summer 2022, Summer 2023, Summer 2024, Summer 2025.

B_PSt Payments

University of Finance and Administration
Winter 2016
Extent and Intensity
2/0. 3 credit(s). Type of Completion: z (credit).
Teacher(s)
doc. JUDr. Ing. Otakar Schlossberger, Ph.D. (seminar tutor)
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná
Supplier department: Department of Finance – Departments – University of Finance and Administration
Timetable of Seminar Groups
B_PSt/pBPH: Wed 10:30–11:14 E127, Wed 11:15–12:00 E127, O. Schlossberger
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of payment products and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 60% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
Information on completion of the course: ISP
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 6 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2015, Winter 2017, Winter 2018, Winter 2019, Winter 2020, Summer 2022, Summer 2023, Summer 2024, Summer 2025.

B_PSt Payments

University of Finance and Administration
Winter 2015
Extent and Intensity
2/0. 3 credit(s). Type of Completion: z (credit).
Teacher(s)
doc. JUDr. Ing. Otakar Schlossberger, Ph.D. (seminar tutor)
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná
Supplier department: Department of Finance – Departments – University of Finance and Administration
Timetable of Seminar Groups
B_PSt/pBPH: Wed 8:45–9:29 E127, Wed 9:30–10:15 E127, O. Schlossberger
B_PSt/vBPH: Sat 17. 10. 9:45–11:15 E128, 11:30–13:00 E128, Fri 30. 10. 17:15–18:45 E127, O. Schlossberger
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of payment products and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 60% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
Information on completion of the course: ISP
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 6 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2014, Winter 2016, Winter 2017, Winter 2018, Winter 2019, Winter 2020, Summer 2022, Summer 2023, Summer 2024, Summer 2025.

B_PSt Payments

University of Finance and Administration
Winter 2014
Extent and Intensity
2/0. 3 credit(s). Type of Completion: z (credit).
Teacher(s)
doc. JUDr. Ing. Otakar Schlossberger, Ph.D. (seminar tutor)
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná
Supplier department: Department of Finance – Departments – University of Finance and Administration
Timetable of Seminar Groups
B_PSt/pBPH: Thu 12:15–12:59 E027, Thu 13:00–13:45 E027, O. Schlossberger
B_PSt/vBPH: Fri 21. 11. 17:15–18:45 E027, Sat 6. 12. 9:45–11:15 E027, 11:30–13:00 E027, O. Schlossberger
Prerequisites
B_KBa Commercial Banking
The requirement for the completion of this course is completion of the course B_KBa.
Course Enrolment Limitations
The course is offered to students of any study field.
Course objectives
To provide students with a comprehensive overview of payment products and payment services incl. operators who can provide. The subject should deepen the student's knowledge Bachelor Mode of study, obtained from the subject of Banking and Commercial banking in the common base.
Syllabus
  • 1)Introduction to the basic concepts of payment, legislation in the Czech Republic and EU standards in this area. Explanation of the term of payment and payment services, forms of payment. 2) Cash payments as the basic payment services, deposit and withdraw cash, cash processing, subsidies and contributions, treasury services to the bank. 3) Current or payment account and its forms as a basic assumption execution of payment transactions, and payment services, the contract for the provision of payment services, account documentation, documentation of the client. 4) Non-documentary payment instruments in the country and their use - credit transfer, direct debit order, requirements - mandatory, optional; forms of processing. Variations in their provision - multiple orders, standing orders, automatic transfers, blocking funds in the account, etc. 5)The interbank payment system, forms the interbank clearing, payment systems, principles and policies, payment systems, settlement finality and their characteristics. 6) The system CERTIS, characteristics, principles, limits in the clearing, settlement adjustments initiated by the bank and the client's request. 7) Check as a specific payment instrument, characteristics, distribution checks, clearing checks, traveler's check, 8) Payment cards, classification, principles of operation, clearing operations conducted by payment cards, new possibilities for the use of payment cards (cash back, m-payment, e -payment), 9) Documentary payments and their implementation (documentary collections, letters of credit, types of documents, obligations of the parties), 10) Presupposition for the realization of foreign and cross-border payments - the difference between them, payment orders (clean payment) requirements - obligatory, optional, SWIFT system, characteristics and meaning of his use, distribution of reports, data formats 11) Project SEPA, importance, benefits and principles of implementation of the SEPA payment instruments (SDD, SCT, cards), 12) Settlement systems in the area of international payment systems, focusing on EU countries, clearing of payment instruments. Out of court disputes in selected areas of banking linked to EU requirements.
Literature
    required literature
  • Schlossberger O.: Platební služby, Praha, Management Press 2012, ISBN 978-80-7261-238-3
    recommended literature
  • Schlossberger O., Soldanová M.: Platební styk, Praha, BIVŠ 2007, ISBN
  • Dvořák P.: Bankovnictví pro bankéře a klienty, Praha, Linde 2005, ISBN 80-7201-515-X
Teaching methods
The course is taught through lectures - 2 hours per week in full-time and 6 hours of consultation in the combined form of study. Tutorials are obligatory.
Assessment methods
The subject is finished by fulfilling requirements. To obtain (for both forms of study) is necessary to write credit test with the fulfillment 60% correct answers. The lectures for full-time students will be randomly checked attendance. Altogether it is necessary to have met at least 60% attendance at lectures. For the combined form are mandatory consultations with that it is possible for one of the consultations missing.
Language of instruction
Czech
Further comments (probably available only in Czech)
Information on completion of the course: ISP
The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 6 hodin KS/semestr.
The course is also listed under the following terms Winter 2013, Winter 2015, Winter 2016, Winter 2017, Winter 2018, Winter 2019, Winter 2020, Summer 2022, Summer 2023, Summer 2024, Summer 2025.

B_PSt Payments

University of Finance and Administration
Winter 2013
Extent and Intensity
2/0/0. 3 credit(s). Type of Completion: z (credit).
Guaranteed by
doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná
Supplier department: Department of Finance – Departments – University of Finance and Administration
Course Enrolment Limitations
The course is offered to students of any study field.
Language of instruction
Czech
Further comments (probably available only in Czech)
Information on completion of the course: ISP
The course can also be completed outside the examination period.
General note: vyučováno až v AR 14/15.
Information on the extent and intensity of the course: 6 hodin KS/semestr.
The course is also listed under the following terms Winter 2014, Winter 2015, Winter 2016, Winter 2017, Winter 2018, Winter 2019, Winter 2020, Summer 2022, Summer 2023, Summer 2024, Summer 2025.
  • Enrolment Statistics (recent)