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Crowdfunding has become a popular tool for raising capital for new projects and business ventures in recent years. This paper presents a comprehensive review of the current literature on the risks and benefits of crowdfunding, aiming to provide a comprehensive view of the risks and benefits that this method of financing brings. Through analysis of academic journals, key factors that influence the success of crowdfunding campaigns are identified, as well as the impacts on investors, projects and the economy. The results show that the main benefits of crowdfunding include lowering barriers to entry, democratizing funding, fostering innovation and supporting community projects. At the same time, however, the literature highlights potential risks associated with lack of regulation, information asymmetry, the potential for fraud and project failure. Particular attention is paid to the role of trust and transparency as key factors in ensuring campaign success and minimizing risks. This article thus contributes to a better understanding of crowdfunding and its impacts on different stakeholders and provides important suggestions for future research and policy action.