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@inproceedings{4262, author = {Hlawiczka, Roman and Doležal, Jiří and Belás, Jaroslav and Cipovová, Eva}, address = {Ho Chi Minh City, Vietnam}, booktitle = {Proceedings of the 1st International Conference on Finance and Economics 2014}, keywords = {commercial banks SME credit risk internal rating models loan processing}, howpublished = {paměťový nosič}, language = {eng}, location = {Ho Chi Minh City, Vietnam}, isbn = {978-80-7454-405-7}, pages = {243-256}, publisher = {Ton Duc Thang University, Tomas Bata University in Zlín and Corvinus University of Budapest}, title = {The model of Lending Process for the SME Segment.}, year = {2014} }
TY - JOUR ID - 4262 AU - Hlawiczka, Roman - Doležal, Jiří - Belás, Jaroslav - Cipovová, Eva PY - 2014 TI - The model of Lending Process for the SME Segment. PB - Ton Duc Thang University, Tomas Bata University in Zlín and Corvinus University of Budapest CY - Ho Chi Minh City, Vietnam SN - 9788074544057 KW - commercial banks SME credit risk internal rating models loan processing N2 - The aim of this paper was to introduce a model of the loan process in relation to the segment of small and medium-sized enterprises (SMEs). In this context, the status and importance of open problems of internal rating models of commercial banks in the process of SME credit risk management was analyzed. In the next stage, based on the data that was obtained by us, a custom IRM for the SMEs segment was created and its quality was tested, respectively its limitations were defined as well. In the final phase our own innovative methodological proposal for loan process management for SMEs was introduced. A model of the loan process has been designed to ensure optimization of credit decisions, a reasonable rate of effectiveness of lending practices and a reasonable rate of individual commercial banks approach to the SME segment. ER -
HLAWICZKA, Roman, Jiří DOLEŽAL, Jaroslav BELÁS and Eva CIPOVOVÁ. The model of Lending Process for the SME Segment. In \textit{Proceedings of the 1st International Conference on Finance and Economics 2014}. Ho Chi Minh City, Vietnam: Ton Duc Thang University, Tomas Bata University in Zlín and Corvinus University of Budapest, 2014, p.~243-256. ISBN~978-80-7454-405-7.
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