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@article{6320,
author = {Vostatek, Jaroslav},
article_location = {Polsko},
article_number = {4},
keywords = {private pensions ; pension funds ; life insurance ; retirement accounts ; pension insurance},
language = {eng},
issn = {0137-7264},
journal = {Wiadomości Ubezpieczeniowe [Insurance Review]},
title = {Czech Private Pension System: A Review},
url = {https://piu.org.pl/wp-content/uploads/2017/05/WU-2016-04-10-Vostatek-en.pdf},
volume = {Neuveden},
year = {2016}
}
TY - JOUR
ID - 6320
AU - Vostatek, Jaroslav
PY - 2016
TI - Czech Private Pension System: A Review
JF - Wiadomości Ubezpieczeniowe [Insurance Review]
VL - Neuveden
IS - 4
SP - 143-154
EP - 143-154
PB - Centrum Edukacji Ubezpieczeniowej Sp. z o.o.
SN - 01377264
KW - private pensions
KW - pension funds
KW - life insurance
KW - retirement accounts
KW - pension insurance
UR - https://piu.org.pl/wp-content/uploads/2017/05/WU-2016-04-10-Vostatek-en.pdf
L2 - https://piu.org.pl/wp-content/uploads/2017/05/WU-2016-04-10-Vostatek-en.pdf
N2 - Czech private pensions are dominated by a simple product that cannot be obtained anymore despite the fact that it meets the current criteria much more than mutual fund-based retail products previously recommended by neoliberal theory. The reforms orchestrated mostly by lobbyists led to a significant deformation of the pension savings market and gave rise to different systems of high state support and factual support of high-cost products. There are unequal conditions for pension products, for both their consumers and sponsors (employers) and their providers, as well. With the coverage exceeding the number of economically active persons, this "system" can be characterized as a soft compulsion scheme, the second pension pillar according to the World Bank's typology. A reform has to unify conditions and support low-cost products and providers.
ER -
VOSTATEK, Jaroslav. Czech Private Pension System: A Review. \textit{Wiadomo\'sci Ubezpieczeniowe [Insurance Review]}. Polsko: Centrum Edukacji Ubezpieczeniowej Sp. z o.o., 2016, Neuveden, No~4, p.~143-154. ISSN~0137-7264.
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