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@article{6320, author = {Vostatek, Jaroslav}, article_location = {Polsko}, article_number = {4}, keywords = {private pensions ; pension funds ; life insurance ; retirement accounts ; pension insurance}, language = {eng}, issn = {0137-7264}, journal = {Wiadomości Ubezpieczeniowe [Insurance Review]}, title = {Czech Private Pension System: A Review}, url = {https://piu.org.pl/wp-content/uploads/2017/05/WU-2016-04-10-Vostatek-en.pdf}, volume = {Neuveden}, year = {2016} }
TY - JOUR ID - 6320 AU - Vostatek, Jaroslav PY - 2016 TI - Czech Private Pension System: A Review JF - Wiadomości Ubezpieczeniowe [Insurance Review] VL - Neuveden IS - 4 SP - 143-154 EP - 143-154 PB - Centrum Edukacji Ubezpieczeniowej Sp. z o.o. SN - 01377264 KW - private pensions KW - pension funds KW - life insurance KW - retirement accounts KW - pension insurance UR - https://piu.org.pl/wp-content/uploads/2017/05/WU-2016-04-10-Vostatek-en.pdf L2 - https://piu.org.pl/wp-content/uploads/2017/05/WU-2016-04-10-Vostatek-en.pdf N2 - Czech private pensions are dominated by a simple product that cannot be obtained anymore despite the fact that it meets the current criteria much more than mutual fund-based retail products previously recommended by neoliberal theory. The reforms orchestrated mostly by lobbyists led to a significant deformation of the pension savings market and gave rise to different systems of high state support and factual support of high-cost products. There are unequal conditions for pension products, for both their consumers and sponsors (employers) and their providers, as well. With the coverage exceeding the number of economically active persons, this "system" can be characterized as a soft compulsion scheme, the second pension pillar according to the World Bank's typology. A reform has to unify conditions and support low-cost products and providers. ER -
VOSTATEK, Jaroslav. Czech Private Pension System: A Review. \textit{Wiadomo\'sci Ubezpieczeniowe [Insurance Review]}. Polsko: Centrum Edukacji Ubezpieczeniowej Sp. z o.o., Neuveden, č.~4, s.~143-154. ISSN~0137-7264. 2016.
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