VOSTATEK, Jaroslav. Financial (Il)Literacy and Czech Retirement Policy. In Hamerníková, B. Proceedings of the 2nd International Conference European Fiscal Dialog 2016. Fiscal and Monetary Policy: between Skylla and Charybdis? 1st ed. Prague: Newton Books. p. 183-195. ISBN 978-80-87325-09-4. 2016.
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Basic information
Original name Financial (Il)Literacy and Czech Retirement Policy
Name in Czech Finanční (ne)gramotnost a česká penzijní politika
Authors VOSTATEK, Jaroslav.
Edition 1. vyd. Prague, Proceedings of the 2nd International Conference European Fiscal Dialog 2016. Fiscal and Monetary Policy: between Skylla and Charybdis? p. 183-195, 13 pp. 2016.
Publisher Newton Books
Other information
Original language English
Type of outcome Proceedings paper
Field of Study 50200 5.2 Economics and Business
Country of publisher Czech Republic
Confidentiality degree is not subject to a state or trade secret
Publication form printed version "print"
Organization unit University of Finance and Administration
ISBN 978-80-87325-09-4
Keywords (in Czech) veřejné penze, finanční gramotnost, zákonný důchodový věk, důchodové pojištění, rovný důchod
Keywords in English public pensions; financial literacy; statutory retirement age; pension insurance; flat-rate pension
Tags AR 2016-2017, xD2
Tags Reviewed
Changed by Changed by: Bc. Jan Peterec, učo 24999. Changed: 2/1/2018 11:02.
Abstract
The failure to respect recommendations of the relevant international institutions might be a token of financial illiteracy of the government. Even after the “small” pension reform, the Czech public pension pillar continues to lack transparency and is incomprehensible for its common participants, which may also have significant impact on public finance. In order to determine the potential effect of the lack of transparency and of the financial illiteracy, the paper analyses also the differences between the Czech and the U.S. public pension pillars, including the different statutory retirement ages.
Abstract (in Czech)
Nerespektování doporučení směrodatných mezinárodních institucí může být projevem finanční negramotnosti vlády. I po “malé” důchodové reformě je český veřejný penzijní pilíř netransparentní a pro jeho běžné účastníky nesrozumitelný, což může mít i významné dopady na veřejné finance. V zájmu zjištění možného vlivu netransparentnosti a finanční negramotnosti příspěvek analyzuje i rozdíly mezi českým a americkým veřejným penzijním pilířem, v tom i odlišné statutární důchodové věky.
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