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@article{8690, author = {Mertl, Jan}, article_location = {Praha}, article_number = {1}, keywords = {health; health care system; health insurance; prepaid schemes; insurance products; solidarity; equivalence}, language = {cze}, issn = {2571-1059}, journal = {Pojistné rozpravy}, title = {Povinné a volitelné produkty zdravotních pojišťoven v zemích OECD}, url = {https://www.pojistnerozpravy.cz/images/archiv/2020-37/casopis.pdf}, volume = {37}, year = {2020} }
TY - JOUR ID - 8690 AU - Mertl, Jan PY - 2020 TI - Povinné a volitelné produkty zdravotních pojišťoven v zemích OECD JF - Pojistné rozpravy VL - 37 IS - 1 SP - 48-57 EP - 48-57 PB - Česká asociace pojišťoven SN - 25711059 KW - health KW - health care system KW - health insurance KW - prepaid schemes KW - insurance products KW - solidarity KW - equivalence UR - https://www.pojistnerozpravy.cz/images/archiv/2020-37/casopis.pdf N2 - The article deals with the role played by health insurance companies within the health care systems in OECD countries, mainly in Germany, UK, the Netherlands and USA. It is based on theoretical classification of health care and the schemes and financing of universal and facultative parts and it derives the potential for health insurance companies for each of them. The article comprises also the typology of facultative private health insurance and the discussion about the benefits of facultative products in individual configuration variants of health care as well as the reasoning of the importance of a universal, solidary financed health care and three basic financing models. The article also discusses the potential synergies between the universal and facultative parts of the systems and the options arising for the Czech health care system. ER -
MERTL, Jan. Povinné a volitelné produkty zdravotních pojišťoven v zemích OECD. \textit{Pojistné rozpravy}. Praha: Česká asociace pojišťoven, 2020, roč.~37, č.~1, s.~48-57. ISSN~2571-1059.
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