J 2020

Povinné a volitelné produkty zdravotních pojišťoven v zemích OECD

MERTL, Jan

Basic information

Original name

Povinné a volitelné produkty zdravotních pojišťoven v zemích OECD

Name in Czech

Povinné a volitelné produkty zdravotních pojišťoven v zemích OECD

Name (in English)

Mandatory and Facultative Products of Health Insurance Companies in OECD Countries

Authors

MERTL, Jan (203 Czech Republic, guarantor, belonging to the institution)

Edition

Pojistné rozpravy, Praha, Česká asociace pojišťoven, 2020, 2571-1059

Other information

Language

Czech

Type of outcome

Článek v odborném periodiku

Field of Study

50200 5.2 Economics and Business

Country of publisher

Czech Republic

Confidentiality degree

není předmětem státního či obchodního tajemství

References:

RIV identification code

RIV/04274644:_____/20:#0000683

Organization unit

University of Finance and Administration

Keywords (in Czech)

zdraví, zdravotnictví, zdravotní pojištění, předplacené programy, pojistné produkty, solidarita, ekvivalence

Keywords in English

health; health care system; health insurance; prepaid schemes; insurance products; solidarity; equivalence

Tags

International impact, Reviewed
Změněno: 12/4/2021 09:01, Bc. Jan Peterec

Abstract

V originále

The article deals with the role played by health insurance companies within the health care systems in OECD countries, mainly in Germany, UK, the Netherlands and USA. It is based on theoretical classification of health care and the schemes and financing of universal and facultative parts and it derives the potential for health insurance companies for each of them. The article comprises also the typology of facultative private health insurance and the discussion about the benefits of facultative products in individual configuration variants of health care as well as the reasoning of the importance of a universal, solidary financed health care and three basic financing models. The article also discusses the potential synergies between the universal and facultative parts of the systems and the options arising for the Czech health care system.

In English

The article deals with the role played by health insurance companies within the health care systems in OECD countries, mainly in Germany, UK, the Netherlands and USA. It is based on theoretical classification of health care and the schemes and financing of universal and facultative parts and it derives the potential for health insurance companies for each of them. The article comprises also the typology of facultative private health insurance and the discussion about the benefits of facultative products in individual configuration variants of health care as well as the reasoning of the importance of a universal, solidary financed health care and three basic financing models. The article also discusses the potential synergies between the universal and facultative parts of the systems and the options arising for the Czech health care system.