B_Ba Banking
University of Finance and AdministrationWinter 2012
- Extent and Intensity
- 2/0. 3 credit(s). Type of Completion: z (credit).
- Teacher(s)
- Ing. Vladimír Ezr, CSc. (seminar tutor)
- Guaranteed by
- doc. JUDr. Ing. Otakar Schlossberger, Ph.D.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná - Timetable of Seminar Groups
- B_Ba/vPPH: Fri 9. 11. 13:45–15:15 E129, V. Ezr
- Course Enrolment Limitations
- The course is also offered to the students of the fields other than those the course is directly associated with.
- fields of study / plans the course is directly associated with
- Business Management and Corporate Finance (programme VSFS, B-EKM) (2)
- Course objectives
- Banking objective of the course is to familiarize students with basic knowledge of banking in general and CR. At the end of this course the student will be able to: understand and explain the functioning of the financial and banking system, the position and the role of central banks, organizations and payment tools, features and status of banks, basic banking products, alternative corporate financing and investment banking foundations.
- Syllabus
- This curriculum is designed for full-time study, course of instruction for part-time study is presented in a methodological study materials list (ML). Contents of lectures: Lecture 1 Financial system and its operation. Characteristics of the financial system and its functions. The structure of the financial system. Financial market and its segments. Money, capital and credit market. Organizations operating in the financial system. Banks as a significant part of the financial system. Lecture 2 to 3: The banking system and its operation. Banks and their main function of financial intermediation, emissions of non-cash money, making cashless payments .. The status and role of banks in the financial system, the banking system. Two-level banking system: the central bank and banks. Types of banks .. Characteristics of the banking system in CR. Universal and specialized banks. Savings and loan associations. Contemporary forms of implementation of the banking business in the Czech Republic and their characteristics (e-Nankin, home-banking, etc.) Lecture 4: The Central Bank Position of central banks in the banking system . Emission of the central bank functions, executive body of monetary policy, the bank functions of banks, state banks function, the function manager reserves. Tools Central Bank applied in the operation .. The role of central banks in payments and the foreign exchange market. The relative independence of the central bank. Banking regulation and supervision. Basic facts about Central Bank Czech National Bank. Lecture 5 to 6: Organization and Tools payments. Characteristics of payments and its forms. Cash and cashless payments. Correspondent banks and correspondent accounts. Bank transfers and their breakdown. Cheques, their elements and types. Credit cards, their elements, types and benefits of their use. Documentary credit and documentary collection types, process, use, advantages and disadvantages. Lecture 7 to 8: Banking products. Concept. Classification of bank products. Deposit and loan products. Building savings. Bank bonds. Mortgage bonds. Bank Drafts. Deposit insurance, its function and meaning. The structure of bank credit products. The credit agreement. Basic characteristics of particular types of commercial and consumer loans. Surety and its forms. Lecture 9 to 10 Alternative financing businesses Characteristics of alternative forms of financing and its significance. Factoring the nature and importance of financing. True and false faktoring.Průběh factoring case. Forfaiting characteristics and importance for financing. Financial forfaiting. Project financing and its use for financing. Venture capital (Ventura trotted) characteristics and the use of financing. Financing through the capital market issuance activity. Possibilities and conditions of use in the Czech Republic and abroad. Lecture 11-12: Basics of Investment Banking Characteristics of investment banking and investment transactions význam.Základní types of banks. Tools investment securities and their significance. Bank's services to investors in the securities. Bank's services to issuers of securities. Obligations of banks when conducting investment transactions.
- Literature
- required literature
- ČÁST B: BANKOVNÍ PRODUKTY, subkapitoly 11.1 až 11.6 z publikace: „Komerční bankovnictví pro bankéře a klienty“, autor: Ing.Petr Dvořák, LINDE, 2005;
- Revenda, Z. Peněžní ekonomie a bankovnictví. 3.vydání. Praha : Management Press, 2000.
- Bokranz R., Hildebrant B., Wehling J.: Organizace bankovního provozu, HZ Praha, 1997
- Dvořák, P. Komerční bankovnictví pro bankéře a klienty. : Linde Praha, 1999.
- recommended literature
- Sekerka P.: Banky a bankovní produkty, Profess Consulting, 1997
- Teaching methods
- Teaching takes the form lectures and seminars in form of full-time studies and group consultations in form of combine studies. Minimum mandatory attendance at seminars in full-time studies is 75%, in the combined form 50%. Students who fail to meet the mandatory level of participation may be given during the semester additional study obligations (to the extent that will demonstrate academic achievement and acquired competencies necessary for successful completion of course).
- Assessment methods
- The test will take place in the form of a written test of knowledge in the scope of the content of lectures s ~ usually by adding an oral exam.
- Language of instruction
- Czech
- Further comments (probably available only in Czech)
- The course can also be completed outside the examination period.
General note: Bb0.
Information on the extent and intensity of the course: 12 hodin KS/semestr.
- Enrolment Statistics (Winter 2012, recent)
- Permalink: https://is.vsfs.cz/course/vsfs/winter2012/B_Ba