The Social and Sales Models of the Pension Savings and
Insurance

D 2015

The Social and Sales Models of the Pension Savings and Insurance

VOSTATEK, Jaroslav

Basic information

Original name

The Social and Sales Models of the Pension Savings and Insurance

Name in Czech

Sociální a obchodní modely důchodového spoření a pojištění

Authors

VOSTATEK, Jaroslav

Edition

1. vyd. Praha, Pavlát, V., Schlossberger, O. (ed.). Proceedings of the 7th International Conference on “Financial Markets within the Globalization of World Economy” p. 246-251, 6 pp. 2015

Publisher

Vysoká škola finanční a správní, z.ú.

Other information

Language

English

Type of outcome

Proceedings paper

Field of Study

50200 5.2 Economics and Business

Country of publisher

Czech Republic

Confidentiality degree

is not subject to a state or trade secret

Publication form

storage medium (CD, DVD, flash disk)

Organization unit

University of Finance and Administration

ISBN

978-80-7408-124-8

Keywords (in Czech)

sociální modely, důchodové spoření, zaměstnanecké penze, obchodní modely, anuitní trhy, měkká povinnost

Keywords in English

Social models, pension savings, occupational schemes, sales models, annuity markets, soft compulsion

Abstract

ORIG CZ

In the original language

In the latest decades there emerged tens of pension savings and insurance concepts. Our paper tries to classify them. Due to the fact that the “public choice” decides the introduction of any of these concepts, we analyze them primarily from the view of the general social models (welfare regimes). We continue then with the analysis of the sales models of the pension insurance and savings which leads to a more detailed classification of the pension savings and insurance concepts with at least two of the four social models. Our actual examples illustrate the reverse influence of the private savings and insurance on the public pensions.

In Czech

V posledních desetiletích se objevily desítky koncepcí důchodového spoření a pojištění. V příspěvku se je pokoušíme utřídit. Vzhledem k tomu, že o zavedení některé z těchto koncepcí se v demokratických zemích rozhoduje „veřejnou volbou“, analyzujeme primárně tyto koncepce z pohledu obecných sociálních modelů (welfare regimes). Navazuje analýza obchodních modelů důchodového pojištění a spoření, která vyúsťuje do hlubšího členění koncepcí důchodového spoření a pojištění minimálně u dvou ze čtyř sociálních modelů. Na konkrétních příkladech též ukazujeme zpětný vliv soukromého spoření a pojištění na veřejné penze.

Files attached

Vostatek_Social_and_Sales_Models_of_Pension_Savings_and_Insurance.pdf File version

Cite

VOSTATEK, Jaroslav. The Social and Sales Models of the Pension Savings and Insurance. In Pavlát, V. - Schlossberger, O. Pavlát, V., Schlossberger, O. (ed.). Proceedings of the 7th International Conference on “Financial Markets within the Globalization of World Economy”. 1st ed. Praha: Vysoká škola finanční a správní, z.ú., 2015, p. 246-251. ISBN 978-80-7408-124-8.

@inproceedings{5400,
   author = {Vostatek, Jaroslav},
   address = {Praha},
   booktitle = {Pavlát, V., Schlossberger, O. (ed.). Proceedings of the 7th International Conference on “Financial Markets within the Globalization of World Economy”},
   edition = {1},
   editor = {Pavlát, V. - Schlossberger, O.},
   keywords = {Social models, pension savings, occupational schemes, sales models, annuity markets, soft compulsion},
   howpublished = {paměťový nosič},
   language = {eng},
   location = {Praha},
   isbn = {978-80-7408-124-8},
   pages = {246-251},
   publisher = {Vysoká škola finanční a správní, z.ú.},
   title = {The Social and Sales Models of the Pension Savings and Insurance},
   year = {2015}
}

TY  - CONF
ID  - 5400
AU  - Vostatek, Jaroslav
PY  - 2015
TI  - The Social and Sales Models of the Pension Savings and Insurance
PB  - Vysoká škola finanční a správní, z.ú.
CY  - Praha
SN  - 9788074081248
KW  - Social models, pension savings, occupational schemes, sales models, annuity markets, soft compulsion
N2  - In the latest decades there emerged tens of pension savings and insurance concepts. Our paper tries to classify them. Due to the fact that the “public choice” decides the introduction of any of these concepts, we analyze them primarily from the view of the general social models (welfare regimes). We continue then with the analysis of the sales models of the pension insurance and savings which leads to a more detailed classification of the pension savings and insurance concepts with at least two of the four social models. Our actual examples illustrate the reverse influence of the private savings and insurance on the public pensions.
ER  -

VOSTATEK, Jaroslav. The Social and Sales Models of the Pension Savings and Insurance. In Pavlát, V. - Schlossberger, O. \textit{Pavlát, V., Schlossberger, O. (ed.). Proceedings of the 7th International Conference on “Financial Markets within the Globalization of World Economy”}. 1st ed. Praha: Vysoká škola finanční a správní, z.ú., 2015, p.~246-251. ISBN~978-80-7408-124-8.

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