VOSTATEK, Jaroslav. The Social and Sales Models of the Pension Savings and Insurance. In Pavlát, V. - Schlossberger, O. Pavlát, V., Schlossberger, O. (ed.). Proceedings of the 7th International Conference on “Financial Markets within the Globalization of World Economy”. 1st ed. Praha: Vysoká škola finanční a správní, z.ú. p. 246-251. ISBN 978-80-7408-124-8. 2015.
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Basic information
Original name The Social and Sales Models of the Pension Savings and Insurance
Name in Czech Sociální a obchodní modely důchodového spoření a pojištění
Authors VOSTATEK, Jaroslav.
Edition 1. vyd. Praha, Pavlát, V., Schlossberger, O. (ed.). Proceedings of the 7th International Conference on “Financial Markets within the Globalization of World Economy” p. 246-251, 6 pp. 2015.
Publisher Vysoká škola finanční a správní, z.ú.
Other information
Original language English
Type of outcome Proceedings paper
Field of Study 50200 5.2 Economics and Business
Country of publisher Czech Republic
Confidentiality degree is not subject to a state or trade secret
Publication form storage medium (CD, DVD, flash disk)
Organization unit University of Finance and Administration
ISBN 978-80-7408-124-8
Keywords (in Czech) sociální modely, důchodové spoření, zaměstnanecké penze, obchodní modely, anuitní trhy, měkká povinnost
Keywords in English Social models, pension savings, occupational schemes, sales models, annuity markets, soft compulsion
Tags AR 2015-2016, D3, RIV_ano, xD2
Tags Reviewed
Changed by Changed by: prof. Ing. Jaroslav Vostatek, CSc., učo 16411. Changed: 30/12/2017 17:46.
Abstract
In the latest decades there emerged tens of pension savings and insurance concepts. Our paper tries to classify them. Due to the fact that the “public choice” decides the introduction of any of these concepts, we analyze them primarily from the view of the general social models (welfare regimes). We continue then with the analysis of the sales models of the pension insurance and savings which leads to a more detailed classification of the pension savings and insurance concepts with at least two of the four social models. Our actual examples illustrate the reverse influence of the private savings and insurance on the public pensions.
Abstract (in Czech)
V posledních desetiletích se objevily desítky koncepcí důchodového spoření a pojištění. V příspěvku se je pokoušíme utřídit. Vzhledem k tomu, že o zavedení některé z těchto koncepcí se v demokratických zemích rozhoduje „veřejnou volbou“, analyzujeme primárně tyto koncepce z pohledu obecných sociálních modelů (welfare regimes). Navazuje analýza obchodních modelů důchodového pojištění a spoření, která vyúsťuje do hlubšího členění koncepcí důchodového spoření a pojištění minimálně u dvou ze čtyř sociálních modelů. Na konkrétních příkladech též ukazujeme zpětný vliv soukromého spoření a pojištění na veřejné penze.
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