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@inproceedings{5507,
author = {Vostatek, Jaroslav},
address = {Bratislava},
booktitle = {PROCEEDINGS OF THE 17TH INTERNATIONAL SCIENTIFIC CONFERENCE FINANCE AND RISK 2015, VOL 1},
edition = {1.},
editor = {Hudoková Kristina, Kočkovičová Jana, Niňaj Marek},
keywords = {occupational pensions; welfare regimes; soft compulsion; workplace pensions; pension savings},
howpublished = {tištěná verze "print"},
language = {eng},
location = {Bratislava},
isbn = {978-80-225-4218-0},
note = {AR2016/2017 - odesláno do RIV. (duben 2017)},
pages = {217-227},
publisher = {Publishing House EKONÓM},
title = {Review of the occupational pension schemes and products},
year = {2015}
}
TY - JOUR
ID - 5507
AU - Vostatek, Jaroslav
PY - 2015
TI - Review of the occupational pension schemes and products
PB - Publishing House EKONÓM
CY - Bratislava
SN - 9788022542180
N1 - AR2016/2017 - odesláno do RIV. (duben 2017)
KW - occupational pensions
KW - welfare regimes
KW - soft compulsion
KW - workplace pensions
KW - pension savings
N2 - We compare the concepts and role of occupational pension schemes and products in the pension systems in the latest decades. Under the liberal social philosophy, dominating the Czech pension policy in the nineties, occupational and social insurance schemes ought to be avoided. In high income economies the occupational pension schemes differentiated to reflect various welfare regimes and different pension gaps. The opt-out method of soft compulsion was used by neo-liberal economists and politicians to change the pension pillars and products, some countries were hit by misselling practices. Latest developments utilize the analyses of pension products and markets and the efficiency of occupational schemes' administration to define the future potential of these schemes. New workplace pensions with defined-ambition products are supported by national pension institutions, trying to reduce the overhead costs and increase the pension savings.
ER -
VOSTATEK, Jaroslav. Review of the occupational pension schemes and products. In Hudoková Kristina, Kočkovičová Jana, Niňaj Marek. \textit{PROCEEDINGS OF THE 17TH INTERNATIONAL SCIENTIFIC CONFERENCE FINANCE AND RISK 2015, VOL 1}. 1st ed. Bratislava: Publishing House EKONÓM, 2015, p.~217-227. ISBN~978-80-225-4218-0.
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