MERTL, Jan. Private prepaid health financing schemes' role in health system. In Vrabcová, J. The 10th International Scientific Conference Relik 2017. Praha: VŠE. s. 297-304. ISBN 978-80-245-2238-8. 2017.
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Základní údaje
Originální název Private prepaid health financing schemes' role in health system
Název česky Soukromá předplacená schémata ve zdravotnictví
Název anglicky Private prepaid health financing schemes' role in health system
Autoři MERTL, Jan.
Vydání Praha, The 10th International Scientific Conference Relik 2017, od s. 297-304, 8 s. 2017.
Nakladatel VŠE
Další údaje
Originální jazyk čeština
Typ výsledku Stať ve sborníku
Obor Ekonomie
Stát vydavatele Česká republika
Utajení není předmětem státního či obchodního tajemství
Forma vydání elektronická verze "online"
Organizační jednotka Vysoká škola finanční a správní
ISBN 978-80-245-2238-8
Klíčová slova česky prepaid programs, health insurance, health system
Klíčová slova anglicky prepaid programs; health insurance; health system
Štítky AR 2017-2018, xD2
Příznaky Mezinárodní význam, Recenzováno
Změnil Změnil: Bc. Jan Peterec, učo 24999. Změněno: 6. 2. 2018 08:53.
Anotace
One of main obstacles with private financing of health care is the dependency of common insurance product on medical underwriting and pre-existing conditions. In countries like Czechia, where universal health care system exists, this ensures necessary solidarity between healthy and sick citizens and financing objectively needed health care. Suggesting private coinsurance to supplement this system may work for some scenarios but many clients and life situations will be excluded from real possibilities to use it. Therefore, we discuss possible role for prepaid schemes that are independent of health status at the time of buying and provide flexible options for clients that want to allocate their private resources for care above the universally needed and available standard. Although they are not able to cover up for classic insurance scenarios – covering random insurance events usually with high costs, they are able to provide treatment programs that will supplement standard therapeutic and preventive care.
Anotace anglicky
One of main obstacles with private financing of health care is the dependency of common insurance product on medical underwriting and pre-existing conditions. In countries like Czechia, where universal health care system exists, this ensures necessary solidarity between healthy and sick citizens and financing objectively needed health care. Suggesting private coinsurance to supplement this system may work for some scenarios but many clients and life situations will be excluded from real possibilities to use it. Therefore, we discuss possible role for prepaid schemes that are independent of health status at the time of buying and provide flexible options for clients that want to allocate their private resources for care above the universally needed and available standard. Although they are not able to cover up for classic insurance scenarios – covering random insurance events usually with high costs, they are able to provide treatment programs that will supplement standard therapeutic and preventive care.
VytisknoutZobrazeno: 28. 3. 2024 19:44