VSFS:B_BaPo Banking and Insurance - Course Information

B_BaPo Banking and Insurance

Extent and Intensity

2/1. 6 credit(s). Type of Completion: zk (examination).

Teacher(s)

Ing. Josef Budík, CSc. (seminar tutor)
Ing. Vladimír Ezr, CSc. (seminar tutor)
Dr. Milan Hradec (seminar tutor)
Ing. Václav Křivohlávek, CSc. (seminar tutor)
Ing. Jaroslav Tichý, Ph.D. (seminar tutor)

Guaranteed by

Ing. Josef Budík, CSc.
Department of Finance – Departments – University of Finance and Administration
Contact Person: Lenka Pokorná

Timetable of Seminar Groups

B_BaPo/cRMO: each even Tuesday 14:00–14:44 M17, each even Tuesday 14:45–15:30 M17, V. Ezr
B_BaPo/cR1PH: each odd Thursday 15:45–16:29 E306, each odd Thursday 16:30–17:15 E306, except Thu 5. 11. ; and Thu 5. 11. 17:30–19:00 E230, J. Budík, M. Hradec
B_BaPo/cR2PH: each even Thursday 15:45–16:29 E306, each even Thursday 16:30–17:15 E306, J. Budík, M. Hradec
B_BaPo/cR3PH: each even Thursday 17:30–18:14 E306, each even Thursday 18:15–19:00 E306, J. Budík, M. Hradec
B_BaPo/pRMO: each even Tuesday 10:30–11:14 M17, each even Tuesday 11:15–12:00 M17, each even Tuesday 12:15–12:59 M17, each even Tuesday 13:00–13:45 M17, V. Ezr
B_BaPo/pRPH: Thu 14:00–14:44 E306, Thu 14:45–15:30 E306, except Thu 5. 11. ; and Thu 5. 11. 15:45–17:15 E230, J. Budík, M. Hradec
B_BaPo/uRPH: Tue 20. 10. 14:00–15:30 E227, 15:45–17:15 E227, Tue 10. 11. 15:45–17:15 E227, 17:30–19:00 E227, J. Budík, V. Křivohlávek
B_BaPo/vRKL: Fri 13. 11. 13:45–15:15 K312, 15:30–17:00 K312, Fri 27. 11. 13:45–15:15 K312, 15:30–17:00 K312, V. Ezr
B_BaPo/vRMO: Fri 30. 10. 15:30–17:00 M14, 17:15–18:45 M14, Fri 13. 11. 17:15–18:45 M14, Fri 27. 11. 15:30–17:00 M14, J. Tichý
B_BaPo/vRPH: Fri 13. 11. 15:30–17:00 E127, 17:15–18:45 E127, Fri 27. 11. 15:30–17:00 E124, 17:15–18:45 E124, J. Budík, V. Křivohlávek

Course Enrolment Limitations

The course is offered to students of any study field.

Course objectives

The aim of the course is to familiarize students with basic knowledge of banking and insurance   generally   and the Czech Republic. At the end of this course the student will be able to understand and explain the workings of the financial and banking system, the position and role of the central bank, organization and payment tools, features and status of banks, basic banking products, alternative corporate financing and investment banking foundations. Principles of Insurance.

Syllabus

• Contents of lectures: Lecture 1 Financial system and its operation. Characteristics of the financial system and its functions. The structure of the financial system. Financial market and its segments. Money, capital and credit market. Organizations operating in the financial system. Banks as a significant part of the financial system. Lecture 2 to 3: The banking system and its operation. Banks and their main function of financial intermediation, emissions of non-cash money, making cashless payments .. The status and role of banks in the financial system, the banking system. Two-level banking system: the central bank and banks. Types of banks .. Characteristics of the banking system in CR. Universal and specialized banks. Savings and loan associations. Contemporary forms of implementation of the banking business in the Czech Republic   and their characteristics (e-banking, home-banking, etc.) Lecture 4: The Central Bank Position of central bank in the banking system. The central bank functions, issuing, executive body of monetary policy, the bank of banks, state banks function, the function manager reserves. Tools Central Bank applied in the operation. The role of the central bank in   payments and the foreign exchange market. The relative independence of the central bank. Banking regulation and supervision. Basic facts about   Central Bank Czech National Bank. Lecture 5 to 6: Organization and Tools payments. Characteristics of payments and its forms. Cash and cashless payments. Correspondent banks and correspondent accounts. Bank transfers and their breakdown. Cheques, their elements and types. Credit cards, their elements, types and benefits of their use. Documentary credit and documentary collection types, process, use, advantages and disadvantages. Lecture 7 to 8: Banking products. Concept. Classification of bank products. Deposit and loan products. Building savings. Bank bonds. Mortgage bonds. Bank Drafts. Deposit insurance, its function and meaning. The structure of bank credit products. The credit agreement. Basic characteristics of particular types of commercial and consumer loans. Surety and its forms. Lecture 9 to 10 Alternative financing businesses Characteristics of alternative forms of financing and its significance. Factoring the nature and importance of financing. True and false faktoring. Forfaiting characteristics and importance for financing. Financial forfaiting. Project financing and its use for   financing. Venture capital characteristics and the use of   financing. Financing through the capital market issuance activity. Possibilities and conditions of use   in the Czech Republic and abroad.Basics of Investment Banking Characteristics of investment banking and investment transactions význam.Základní types of banks. Tools investment securities and their significance. Bank's services to investors in the securities. Bank's services to issuers of securities. Obligations of banks when conducting investment transactions. Lecture 11 and 12:Principles of insurance

Literature

required literature
• ŠENKÝŘOVÁ, Bohuslava a Vladimír ČECHÁK a Vladislav PAVLÁT a Hana HLAVÍNOVÁ a Zuzana PETERSKÁ. Bankovnictví. Praha: Vysoká škola finanční a správní, 2010. 256 s. EUPRESS. ISBN 978-80-7408-029-6.
• Majtánová, A.- Daňhel, J.- Ducháčková, E.- Kafková, E. Pojišťovnictví - Teorie a praxe. Ekopress, 2006. ISBN 80-86929-19-1

recommended literature
• - BUDÍK, Josef. Finanční investování. 1. vydání. Praha : Vysoká škola finanční a správní, o.p.s., 2011. 196 s. Edice EUPRES. ISBN 978-80-7408-047-0
• Revenda, Zbyněk a kol. Peněžní ekonomie a bankovnictví. Praha : Management Press, 2012. ISBN 978-80-7261-240-6
• ČÁST B: BANKOVNÍ PRODUKTY, subkapitoly 11.1 až 11.6 z publikace: „Komerční bankovnictví pro bankéře a klienty“, autor: Ing.Petr Dvořák, LINDE, 2005;

Teaching methods

Teaching takes the form lectures and seminars for full-time studies and managed consultations in the combined form of study. Minimum mandatory attendance at seminars / workshops in full-time studies is 75%, the controlled group consultations in combined form 50%. Students who fail to meet the mandatory level of participation may be given during the semester additional study obligations (to the extent that will demonstrate academic achievement and acquired competencies necessary for successful completion of course).

Assessment methods

For credit: attendance and compulsory seminars (75 %)and consultations within the specified range (50 %), eventually. treatment of materials by the tutor. The examination will take place in the form of a written test of knowledge content in the lectures and usually addition in the form of oralin exam.

Language of instruction

Czech

Further comments (probably available only in Czech)

The course can also be completed outside the examination period.
Information on the extent and intensity of the course: 8 hodin KS/semestr.

• Enrolment Statistics (Winter 2015, recent)
  
• Permalink: https://is.vsfs.cz/course/vsfs/winter2015/B_BaPo