HLAWICZKA, Roman, Jiří DOLEŽAL, Jaroslav BELÁS a Eva CIPOVOVÁ. The model of Lending Process for the SME Segment. In Proceedings of the 1st International Conference on Finance and Economics 2014. Ho Chi Minh City, Vietnam: Ton Duc Thang University, Tomas Bata University in Zlín and Corvinus University of Budapest. s. 243-256. ISBN 978-80-7454-405-7. 2014.
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Základní údaje
Originální název The model of Lending Process for the SME Segment.
Autoři HLAWICZKA, Roman, Jiří DOLEŽAL, Jaroslav BELÁS a Eva CIPOVOVÁ.
Vydání Ho Chi Minh City, Vietnam, Proceedings of the 1st International Conference on Finance and Economics 2014, od s. 243-256, 14 s. 2014.
Nakladatel Ton Duc Thang University, Tomas Bata University in Zlín and Corvinus University of Budapest
Další údaje
Originální jazyk angličtina
Typ výsledku Stať ve sborníku
Obor 50200 5.2 Economics and Business
Stát vydavatele Česká republika
Utajení není předmětem státního či obchodního tajemství
Forma vydání paměťový nosič (CD, DVD, flash disk)
Organizační jednotka Vysoká škola finanční a správní
ISBN 978-80-7454-405-7
Klíčová slova anglicky commercial banks SME credit risk internal rating models loan processing
Štítky AR 2013-2014, RIV_ano, WOS, xD1
Změnil Změnila: Ing. Dominika Moravcová, učo 21787. Změněno: 18. 4. 2017 09:39.
Anotace
The aim of this paper was to introduce a model of the loan process in relation to the segment of small and medium-sized enterprises (SMEs). In this context, the status and importance of open problems of internal rating models of commercial banks in the process of SME credit risk management was analyzed. In the next stage, based on the data that was obtained by us, a custom IRM for the SMEs segment was created and its quality was tested, respectively its limitations were defined as well. In the final phase our own innovative methodological proposal for loan process management for SMEs was introduced. A model of the loan process has been designed to ensure optimization of credit decisions, a reasonable rate of effectiveness of lending practices and a reasonable rate of individual commercial banks approach to the SME segment.
VytisknoutZobrazeno: 29. 3. 2024 06:37